How To Give Up Shopping or at least cut down
How To Give Up Shopping (or at least cut down)
Read any finance book and it will tell you to spend less and save more. But a financial planner telling an over-shopper to simply save more money is like a marathon runner telling an obese person to just exercise more. Where do you start? How do you go from finding refuge in retail therapy to being able to walk past the shops with your savings intact?
Stressed out, time-poor and addicted to the buzz of a newly purchased item, Neradine Tisaj had a shopping problem. But when she opted to turn over a new leaf and start saving, no one could offer her the advice that related to her lifestyle.
Determined to enjoy life and save money, Neradine devised a plan to find a way back to conscious, healthy spending, and so How To Give Up Shopping was born.
Packed with truly helpful tips and anecdotes, How To Give Up Shopping is a must read for anyone who needs to cut down on their spending.
How To Give Up Shopping is broken down into seven accessible chapters, including:
Why did you decide to write How To Give Up Shopping?
Neradine Tisaj : I guess I was looking for something for myself, I released I had a problem when I purchased two of the same shirts, I over-shopped. I visited Financial Planners who told me to save but the problem was I didnt know how to do that! I researched and I couldnt find anything for me, so I wrote the book for people in the same situation as me.
Who is this book for?
Neradine Tisaj : The shopaholic and the over-shopper. I have been told that others got a lot out of it, they became curious about what they were spending their money on and remembered old hobbies.
Why do you think we are addicted to that buzz we get when we buy something, even if it is just food?
Neradine Tisaj : It is mostly women, they love the buzz, I think it is also a stress release and a hobby. It is also quite quick to do, its not like Yoga you dont have to sign up and attend the class every week.
Is this why we over-shop?
Neradine Tisaj : Stress and Bordem as well, I think. We are programmed with bad habits, it is like junk food and drinking a glass of wine when we get home at night, we know it is wrong but it is stuck into our time set. You only have to go to the shopping center on the weekend to see it is packed, shopping is used as a form of entertainment.
How can we stop adding purchases to our already-maxed credit card?
Neradine Tisaj : We need a shopping detox for a couple of week or a month. Then you see how you feel when you spend, if you cant do this, keep a shopping diary, you write down what you spend and how you felt when you made that purchase. If you have to buy only use cash. We need credit cards to live to travel and pay bills but you dont have to have it with you all the time. Also write a list of twenty cheap things that you enjoy doing and put it in your wallet. Dont take your credit card shopping only take your license and cash.
How did you begin saving?
Neradine Tisaj : I did a shopping detox and all of the other tips in the book. They all worked for me its just trial and error. I used to go late night shopping and shopping on the weekend so I had to stop that. Shopping can be done socially and alone, that is one of the problems. If you are shopping socially it is better to organise a coffee date or go to the movies this is a lot cheaper than a new pair of shoes.
What is your best saving tip?
Neradine Tisaj : The detox, not buying anything but food. If I need to buy something I would save up the cash and plan the purchase.
How is it possible to reward yourself for saving without spending?
Neradine Tisaj : Yes. I think we dont give time to ourselves. We dont go to the beach for an afternoon or go to the park or even sit down to watch our favourite television show. No one has baths and afternoon naps on the weekend, it is better to reward yourself with time.
Neatly packaged and irreverent in its style, How To Give Up Shopping is perfect for the reader who wants information on how to kick their shopping habit, and fast.
www.howtogiveupshopping.com Neradine Tisaj Australian Neradine Tisaj works in the high-pressure, high-consumption world of television. She realised how out of balance her life had become when a meditation teacher asked what gave her joy in her life - she responded, My Prada handbag. She would answer differently now.
How To Give Up Shopping (or at least cut down)
Hardie Grant Books
Author: Neradine Tisaj
Price: $19.95
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