"This book is a welcome addition to women's bookshelves as we all want to know how to better manage our money, avoid bad debt, put something aside for the future, and make sure the money we work so hard to earn will be there when we need it most. I've never paid much attention to money until now; I'm at an age where I wonder what will happen if I'm no longer working and earning money. I would imagine that is the same for many women." - Kate Ceberano, AM
Authors Julia Newbould, financial writer and editor-at-large of Money magazine, and well-respected financial adviser Kate McCallum combine their expertise to bring you this comprehensive and practical book The Joy of Money, The Australian Women's Guide to Financial Independence.
Money isn't just about money. It's about security. It's about choices - to live your best life. It's about everything money enables you to do and just as importantly what it allows you not to do. Women know that they need to be smart about money, but are often stopped short: they don't know where to go, how to start, or who to trust. They want expert guidance about money that explains the detail and the big picture, which is why Julia and Kate wrote The Joy of Money.
The Joy of Money starts with the personal foundations of money – what matters most to us, our values, goals and priorities. It then covers the practical elements at the intersection of money and life: creating a system for managing money, career, family, relationships, investment, superannuation, insurance, wills and estate planning and retirement planning.
This step-by-step money guide is designed to bring money to life – to help women gain confidence and discover the joy of money.
Julia Newbould and Kate McCallum want money to be a joy to women by helping them to feel confident to make positive decisions today and for a better tomorrow. Julia Newbould has a background in economics and journalism, leading editorial teams for financial services publications. She also founded and ran the Stella Network for BT from 2013 to 2019, supporting women in financial planning. She is currently editor-at-large for Money magazine. Kate McCallum is a financial adviser and director of award-winning firm, Multiforte Financial Services. She is Chair of FINSIA's NSW Council and National Chair of the Association of Financial Advisers' (AFA), Inspire Women's Community, and the winner of AFA's 2014 Female Excellence in Advice Award.
The Joy of Money
Bauer Books
Authors: Julia Newbould and Kate McCallum
RRP: $29.99
Question: What inspired the book, The Joy of Money?
Julia Newbould: What inspired the book for me was that I was in a role which I couldn't see myself staying in until retirement. I knew I needed to make a change but needed to get on top of my finances before I knew where I stood - what I needed to earn, how long more I needed to keep working and when I could afford to make a change. When I talked about this to friends, I found that many of them also wanted to make changes in their life - some regarding work, some regarding changing careers, or where they lived, some the way they lived and others - relationships. All the decisions around change eventually came down to money.
Kate McCallum: I noticed that many of the women I knew – whether it was clients, family, friends – would tune out or when money and investing was the topic of conversation. Or worse, would avoid it altogether. In our research for The Joy of Money, we found that most women didn't feel confident, and often found making money and investing decisions stressful. We also identified that most – more than 80 percent – felt like they were behind the eight-ball financially. We wanted to change that.
Most of the existing information on investing is very good and very factual. But it's like a weight loss program. We all know that we need to eat better and exercise more, but most of us need tips and tools - and stories of how real people have used them – to help get us there. The Joy of Money provides these tips and tools, with real life stories of women who've used them successfully. It's a book that provides a practical and comprehensive "how to" guide on all aspects of money and investing. And it's written in a way that talks to women.
The Joy of Money
Bauer Books
Authors: Julia Newbould and Kate McCallum
RRP: $29.99
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