Thanks to NAB here is your chance to win one of 5 NAB Visa Gift Vouchers to spend how every you like this Christmas.

Socks and jocks, non-stick fry pans and scented bath oils - cross them off the list this year

A nationwide survey conducted by Galaxy Research1 on behalf of NAB has revealed that nearly 72% of Australians regularly receive a Christmas gift they don't like despite the fact that 69% of Australians rated their present buying ability as being above average.

The survey revealed that unpopular, but regularly received, gifts include body and bath products, books, dressing gowns, slippers, socks and underwear; with teenagers particularly hating receiving clothes selected by their parents, wives and girlfriends turning their noses up at kitchen appliances from their partners and dads understandably rating socks as "run of the mill".

With Australians getting an average of one to two unwanted gifts every Christmas, and the typical amount spent for each member on their immediate family averaging over $100, the amount of unwanted gifts is proving costly!

The survey findings point to both a miscommunication between different family generations as well as a lack of time to devote to Christmas shopping. 74% of respondents for example stated they would still be shopping the week before Christmas.

Ms Lisa Palma, Head of Product Management, Consumer Deposits, said the NAB VisaGift Card presented the perfect gift-buying solution for difficult to buy-for relatives."With so many Australians receiving unwanted gifts, the NAB Visa Gift Card is a greatway to ensure your loved one receives something they really want. It might also saveyou from some uncomfortable silences this Christmas," Ms Palma said.The survey also revealed the recent economic downturn is expected to have a directimpact on Christmas spending this year, with over half (54%) claiming they will spendless this Christmas.

The majority of Australians have given gift cards previously for Christmas and specialoccasions (86%) stating the two most common reasons being that it gives the recipientthe freedom to choose what they want (74%) and they didn't know what to buy (58%).However most (65%) Australians would prefer to give a gift voucher that can be used ata variety of stores rather than one that can only be redeemed at one store. In turn mostAustralians would prefer to receive a gift card that can be used at different stores(53%).

The NAB Visa Gift Card is available to anyone at any NAB branch and takes onlyminutes to buy. It provides the perfect solution for avoiding unwanted gifts, as it can beused shopping, online or over the phone - anywhere a Visa Gift Card is accepted inAustralia or overseas.

To learn more about the NAB Visa Gift card log onto www.nab.com.au/yourgiftcard orvisit your nearest NAB branch.